Terms & Conditions

All content on this website is provided for general informational and educational purposes only. It is not personalized legal, tax, accounting, or investment advice. You should consult qualified professionals before making financial decisions.

Precious metals prices are quoted based on prevailing market conditions at the time of order and are subject to change. Orders are confirmed by written or recorded verbal agreement. Product availability, premiums, minimums, payment terms, cancellation windows, and market-loss policies may vary and will be disclosed at the time of transaction.

Shipping, returns, and buyback terms are described on our Shipping & Returns page and may vary by transaction and applicable agreement.

ICBR is not a bank, trust company, tax advisor, or law firm. Precious Metals IRAs are administered by independent custodians and depositories. Eligibility, contribution limits, distributions, and tax treatment are governed by IRS rules and should be reviewed with qualified tax and financial professionals.

Precious metals fluctuate in value and involve risk. Past performance does not guarantee future results. Nothing on this site is a promise or guarantee of profit or protection from loss.

All content, logos, trademarks, images, and materials on this website are the property of ICBR or its licensors and are protected by applicable intellectual-property laws. You may not reproduce or distribute site content without written permission.

To the fullest extent permitted by law, ICBR is not liable for indirect, incidental, consequential, or punitive damages arising from your use of the website or reliance on its content. Nothing in these terms limits liability that cannot be limited under applicable law.

These terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Texas, unless a separate written agreement provides otherwise.

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.